October is Cybersecurity Awareness Month, and the importance of online security has never been greater. Criminals continue to exploit unsuspecting individuals, including older Americans and children, in various cyberattacks. At Better Banks, we prioritize protecting customer data and encourage customers to safeguard their accounts and information proactively. Here are a few tips to help you stay safe:
Use Strong Passwords and Update Your Software
Maintain strong, lengthy, unique passwords for your accounts and regularly update them. Install and keep up-to-date antivirus, anti-malware, and anti-ransomware software to prevent and detect fraudulent activity. Apply software patches promptly to stay protected from vulnerabilities.
Use Multi-Factor Authentication (MFA) whenever Possible
Enable MFA wherever possible, especially for your email, banking, and social media accounts. MFA adds an extra layer of security by requiring you to provide two or more forms of verification before gaining access to your account.
Securely Handle Sensitive Information
Avoid sending bank account passwords or sensitive information via unencrypted email. Refrain from using public Wi-Fi networks for personal transactions, as they may be less secure.
Beware of Phishing Attacks
Exercise caution when dealing with unsolicited or suspicious-looking emails. Do not open email attachments or click links unless you know they are safe. Remember that legitimate institutions, like Better Banks, will never contact you to request login credentials via email or phone.
Regularly Monitor Your Account Activity
Enroll in Digital Banking so you can keep a close eye on your account activity by reviewing transactions regularly. Set up alerts and notifications for your transactions and promptly report any irregularities or discrepancies to your bank.
Backup Your Data
Always back up your personal information and store it securely. This practice can be invaluable in case of ransomware attacks or other cyber threats, ensuring you can retrieve your data if needed.
Additionally, Better Banks has received the AARP BankSafe Trained Seal for several years. This recognition reflects our ongoing commitment to implement training and policies to safeguard older Americans' assets.
For more tips, visit Better Banks' Security Center. It's important to stay informed about the latest cybersecurity practices to protect your financial and personal information. Incorporating these additional tips into your online habits can strengthen your defenses against cyber threats and maintain a safer digital presence.